How to cancel a house insurance in France

If you wish to cancel your house insurance in France because you want to change insurance companies here is the procedure:

In France, under insurance procedure, there are strict guidelines to follow to enable cancellation of insurance policies. If these are not adhered to, the result is invariably that you are tied with the same company for the following year.

To cancel a private policy at renewal, there are two windows of opportunity to avoid being tied in.

1. By registered letter 2 months or more prior to the renewal date to your Insurer, Agent or Broker requesting cancellation from the end of the term.

2. Or if this is missed, under the Loi Chatel, again by registered letter, within 20 days of the postmark on the envelope delivering the renewal, requesting cancellation from the end of the term.

Advice from Nick Chubb, Asttral Insurance Brokers, France